Disclaimer

This website was created by APF Advisory & Portfolio Management AG. The information contained on the website, as well as the opinions expressed on it, are those of APF* at the time of publication and may change at any time without notice. All information on the website is provided for information purposes only and is intended exclusively for personal use by the recipient. The website does not represent a demand, an offer or a recommendation by or on behalf of APF to buy, subscribe, sell or return investment instruments, to execute other transactions or to participate in a particular trading strategy. The website was created without consideration for the financial circumstances, objectives and/or requirements of an individual investor. The information on the website does not constitute investment, legal and/or tax advice. Furthermore, it makes no assertions that an investment or strategy is suitable for the individual circumstances of an investor, nor does it constitute a personal recommendation to an investor.

Before concluding a transaction, investors should check that the transaction matches their personal circumstances and objectives. APF recommends that investors assess the specific financial risks, as well as the legal, regulatory and other consequences of each transaction, together with professional financial, tax, legal and other advisors. The information contained on the website was compiled from sources that APF considers to be reliable. However, APF assumes no responsibility whatsoever for the accuracy, completeness or up-to-date nature of this information and hereby rejects all liability for losses arising from the use of information published on the website.

Prices and valuations of mentioned investments, as well as any accrued income, are subject to fluctuations and can rise or fall. Any reference to past performance is not an indication of future results.

Legal information

Please read the following terms of use and legal information carefully. By continuing to read this text, you agree to the terms of use and legal information. Otherwise, we request that you leave the website.

Terms of use

By accessing the information provided by APF, Zurich (‘APF’), on this website (hereinafter: ‘website’), you declare that you accept the following terms of use and have understood the legal information. APF may change these terms of use at any time and without notice. The terms of use and legal information, and access and use of the website maintained by APF are subject to Swiss law exclusively, excluding conflict of law rules and international conventions. The exclusive place of jurisdiction is Zurich, Switzerland.

Access limitations

The website maintained by APF is aimed exclusively at individuals and corporate entities residing or based in countries where the mentioned financial products, particularly investment funds and the associated share classes, are properly registered or authorised for public sale in accordance with the applicable local legislation. If the public offer of such financial products (especially investment funds), or distribution and/or use of the information published by APF on the website is limited or prohibited by local legislation or guidelines, then persons to whom these prohibitions / limitations apply may not access or use the website.

Copyright

No information provided by APF on the website may be reproduced, either partially or in full, without the prior written consent of APF.

* APF always refers to APF Advisory & Portfolio Management AG.

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